The Shareware Review People

Ncome and Xpense

ncomexp.gif (1089 bytes)

Type of Program: Bill Scheduler
Supported Platforms: Windows 95/98/NT
Author's Name: Ragan Lockette
Version: 1.1
Price: $14.95
Installed Size: 3253 kb


Ncome and Xpense is a program that helps you keep track of bills (expenses) including the due dates and income amounts. It has many features including sorting items by clicking on the column titles, setting warnings for each bill, history, backups, restores, exporting, color coded due dates, aging view, "what if" scenarios, customizable recurring income and expenses, end dates, optional reminders for past due bills, and 4 customizable user fields with categories. There are 4 basic steps for using this program 1)Create New Bills, 2)Update Pay Dates, 3)Pay Bills, and 4)Reschedule Bills.

The record fields are Pay Date (The date of the paycheck you want to take the payment out of), Due Date, Description, Expense amount (if bill), Income amount (if paycheck), Repeat (enter number for how often you want to repeat), Units (for repeat which lets you choose One Time, Days, Weeks, Half-Months, Months, and Year), End Date (when the bill will be paid off), Warning (how many days prior do you want to be reminded), and 4 user definable categories. Note a 1 in the Repeat field and Months in the Unit field will repeat the bill once a month. When you select the bills you want to pay a new screen will pop up for processing the payment. Once processed they are saved in History. After processing is complete the reschedule screen will pop up.

The main screen has buttons for New, Duplicate, Delete, Pay Now, Report, History, Backup, Export, Calculator, and Exit. Under the buttons is a listing of Income and Expenses in detail which is followed by a listing showing pay date summary. At the bottom of the screen it displays amounts for Past Due, Due Next Week, Due 2nd Week, Due 3rd Week, and Due After 3 Weeks. Different screens pop up depending on what you want to do. It is a little confusing the first time you go through the process but the help will guide you through if needed. All in all it is a pretty good program and easy to use after the first time. There is a 60 day free trial so you can see for yourself. After 60 days the program will stop functioning. Although you won't lose any data you entered you will not be able to access after 60 days unless you register.

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Reviewed by Zonia Heath -

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